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Emotions can affect financial decisions and fear is one of the key influences. The EU referendum result was unexpected and we are entering a period of uncertainty, the ramifications of which will affect us all. At the moment the UK seems to be rudderless in uncharted waters and the pitch and toss of the stock markets will affect everyday finances such as ISAs, pensions and mortgages.
It’s a human response to run when things start to look threatening and with so much on a knife-edge it can be difficult to retain a sense of perspective. Whether it’s volatility in the stock markets or the confusion created by the political fall-out, it could be some time before the situation calms down. So while this uncertainty vacuum exists sound financial advice could prove vital.
The key is to remain calm: short-term decisions made in the eye of the storm can have long-term consequences. Remembering why you made a certain financial decision could help you to stay focused on your long-term financial goals.
During periods of volatility it’s always reassuring to be able to reach out to a steady hand. We have the knowledge, experience and facility to look at the wider picture and help you to make financial decisions that are appropriate for you.
For advice on savings and investments, pensions and mortgages, please call your Financial Planner at Rouse Limited.
A version of this article originally appeared in the Isle of Wight County Press, Friday 8th July 2016