• Mortgage Advice

    Guiding you through the mortgage maze

Why choose Rouse?

We advise on all types of mortgages, including residential and buy-to-let through to lifetime mortgages. We can also advise on the current government schemes available. However, we don’t offer advice on mortgage products that are only available by going directly to the lender.

We can act on your behalf to search the mortgage market for products available to intermediaries – and we are able to obtain some exclusive schemes that are not available via high street lenders.

It has become more challenging to obtain a mortgage since the Mortgage Market Review came into effect in April 2014 and we offer a service that will guide and help you through the complex process from start to finish. It includes liaising with estate agents, valuers, solicitors, and all other associated parties to ensure your house-buying process is as smooth and stress free as possible.

Qualified and experienced

Phil Moore and Sara Reed are our Property Finance Advisers. Both are qualified and experienced.

Phil holds the Financial Planning Certificate, Mortgage Advice Qualification, and Certificate in Equity Release and has worked for over 30 years in the mortgage business.

Sara holds the Mortgage Advice Qualification and the Certificate in Mortgage Advice, along with the Certificate in Retail Banking Conduct of Business and has a wealth of hands-on experience gained through more than 15 years’ work in the financial services sector.

They are not only qualified to advise you on all of your mortgage, protection and equity release requirements but their knowledge and experience is invaluable in today’s complex mortgage market.

Accessible and flexible

We can discuss your mortgage and protection requirements at our office in Newport, at your home, or you can contact us by phone or email: whichever works best for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Let Mortgages.

To understand the features and risks of a lifetime mortgage you should ask for a personalised illustration.

We are not only friendly and experienced, but have access to thousands of mortgage schemes from across the market

Phil Moore Cert PFS Certs CII (MP & ER)

Mortgage Calculator

Use this calculator to work out the monthly payments on a repayment or interest-only mortgage and a guide to the stamp duty land tax payable. The calculator is for illustrative purposes only, and the actual mortgage sum, interest rate and term applicable can be higher or lower than the values shown.

 
 

Results

Monthly £
Total to pay £
Repayment
0
0
Interest-only
0
0

Stamp Duty

Stamp Duty Land Tax is a fee that must be paid when you purchase a property above a certain value.

Stamp duty to pay
0
Effective Rate
0